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Oklahoma Administrative Code (Last Updated: March 11, 2021) |
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TITLE 365. Insurance Department |
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Chapter 10. Life, Accident and Health |
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Subchapter 5. Minimum Standards; Contract Guidelines |
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Part 5. LONG-TERM CARE INSURANCE |
| SECTION 365:10-5-40. Purpose |
| SECTION 365:10-5-40.1. Applicability and scope [Expired] |
| SECTION 365:10-5-41. Definitions |
| SECTION 365:10-5-41.1. Terms under which the policy [certificate] may be continued in force or discontinued [revoked] |
| SECTION 365:10-5-41.2. Applicability and scope |
| SECTION 365:10-5-42. Policy definitions |
| SECTION 365:10-5-43. Policy practices and provisions |
| SECTION 365:10-5-43.1. Unintentional lapse |
| SECTION 365:10-5-44. Required disclosure provisions |
| SECTION 365:10-5-44.1. Prohibition against post-claims underwriting |
| SECTION 365:10-5-44.2. Minimum standards for home health and community care benefits in long-term care insurance policies |
| SECTION 365:10-5-44.3. Requirement to offer inflation protection |
| SECTION 365:10-5-44.4. Required disclosure of rating practices to consumers |
| SECTION 365:10-5-44.5. Initial filing requirements |
| SECTION 365:10-5-45. Requirements for application forms and for replacement coverage |
| SECTION 365:10-5-45.1. Reporting requirements |
| SECTION 365:10-5-45.2. Licensing |
| SECTION 365:10-5-45.3. Discretionary powers of Commissioner |
| SECTION 365:10-5-46. Reserve standards |
| SECTION 365:10-5-47. Loss ratio |
| SECTION 365:10-5-47.1. Premium rate schedule increases |
| SECTION 365:10-5-48. Filing requirement |
| SECTION 365:10-5-48.1. Filing requirements for advertising |
| SECTION 365:10-5-48.2. Standards for marketing |
| SECTION 365:10-5-48.3. Appropriateness of recommended purchase |
| SECTION 365:10-5-48.4. Prohibition against preexisting conditions and probationary periods in replacement policies or certificates |
| SECTION 365:10-5-48.5. Suitability |
| SECTION 365:10-5-48.6. Nonforfeiture benefit requirement |
| SECTION 365:10-5-48.7. Standards for benefit triggers |
| SECTION 365:10-5-49. Policy summary [revoked] |
| SECTION 365:10-5-50. Standard format outline of coverage |
| SECTION 365:10-5-50.1. Requirement to deliver shopper's guide |
| SECTION 365:10-5-51. Prohibition against post-claims underwriting [revoked] |
| SECTION 365:10-5-52. Requirement to offer inflation protection [revoked] |
| SECTION 365:10-5-53. Contingent benefit upon lapse |
| SECTION 365:10-5-54. State long-term care insurance partnership program |
| SECTION 365:10-5-55. Availability of New Services or Providers |
| SECTION 365:10-5-56. Right to Reduce Coverage and Lower Premiums |